Land mortgage

secondly, i mainly discuss some theoretical issues of mortgage system of right of land use including the mortgage subject, object, effects, registration and realization of right of land use;

其次，笔者着重论述了有关土地使用权抵押制度的一些基本理论问题，其中包括土地使用权抵押的主体问题、客体范围问题、效力问题、登记问题及抵押权的实现问题；

the construction of financial business for rural land, which is characteristic in land mortgage, is of a great significance on optimizing rural land resource and developing agriculture.

以土地抵押为特征的农村土地金融业务的构建，对优化配置和合理利用农地资源，促进农业发展有重要的现实意义。

first, dualization mode is adopted for the collective land usufruct mortgage system in litigation.

首先，立法上对集体土地用益物权抵押制度采取了二元化模式。

and also the writer emphasized three innovative pawn business modes: land mortgage, mortgage of apartments, and the house property mortgage business provided for personal real estate investor.

根据近几年典当行业的经营实践，分析了三个典当创新业务，即土地典当，开发商商品房典当和为个人投资者提供的房产典当。

On the financial system featured by land mortgage on contract management right

论以土地承包经营权抵押为特征的金融制度

The mortgagor retains a right to redeem the land once all mortgage moneys have been repaid.

抵押人保留偿还全部抵押贷款以赎回土地的权利.

second, through analysis based on models and methods of foreign land mortgage, to find out some of our country can learn from the advanced experience.

其次，通过对国外土地抵押融资模式和方法的分析基础上，找出了一些我国可以学习和借鉴的先进经验。

this paper tried to distinguish the difference between collective land use and distributed land use in mortgage and proposed a stricter control of land use right registration.

本文主要结合我国土地使用权抵押的现实，界定划拨土地使用权和集体土地使用权抵押的范围，并对完善土地使用权登记手续提出看法。

this paper is aimed for the purpose of agricultural development and seeking for guarantee in laws and systems to improve the farmers' income, specifically, establishing collective land usufruct mortgage system.

文章写作的目的就是为了发展农业，提高农民收入寻求法律制度上的保障，具体而言完善集体土地用益物权抵押制度就是其中一项重要举措。

the experience, reference and inspiration of foreign rural land use right mortgage

国外农村土地使用权抵押的经验借鉴及启示

it is of immediate importance to set up the financial system featured by land mortgage placed on contract management right, which can facilitate the efficient use of rural land resources and improve the benefits of such uses.

在我国建立以土地承包经营权为抵押的农村金融制度具有重要的现实意义，它能促进农地资源有效利用，提高农地利用的效益。

A landowner who already holds land subject to a mortgage may wish to hypothecate his equity.

已经拥有被按揭抵押土地的所有人可能会希望抵押他的衡平法权益.

the first part discusses the current situation and problems of collective land usufruct mortgage system.

第一部分探讨集体土地用益物权抵押制度的现状及问题。

after picturing their two characteristics of asymmetric information, we analyze signaling process by mortgaging using right on land in decreasing agricultural credit risk, and give financial contract on land mortgage model from the perspective of lender.

通过分析他们之间信息不对称的两类性质后，从信号博弈角度分析了农地使用权抵押对降低农贷风险的信号发送过程，并给出了基于贷款者的农地抵押金融合约模型。

then at the proper time, the early national finance should give up the cooperative land mortgage and divestment totally, to reach the privatization of government-run.

稳定下来后，先期投入的国有资金可以逐步退出，出让给土地抵押合作社，最终国有资金完全退出，达到官办民营化的目标。

land mortgage, bank loans and financial risks: theoretical, empirical and policy analysis

土地抵押、银行信贷与金融风险：理论、实证与政策分析

land mortgage right and land lease right are the two generally accepted hetero-property rights on land now.

目前得到普遍认可的是土地抵押权和土地租赁权。

at present, agricultural land mortgage, home mortgages are allowed all over the country.

目前，在全国各地出现了允许农地抵押、住房抵押的现象。

the government said it would increase land supply, tighten mortgage lending rules and increase transaction costs in an effort to take the steam out of speculative activity.

澳门政府表示将增加土地供应、收紧按揭贷款要求并提高交易成本，以此遏制投资活动。

The paper try to investigate how to establish the system of land bank, farmland mortgage and farmland assets securitization.

通过分析我国当前的现实情况，本文探讨了建立适合我国当前国情的土地银行、农地抵押贷款和农地资产证券化制度。

finally, it introduces various reasons for objecting collective land usufruct mortgage, including land security theory and administrative theory and analyzes and refutes these reasons.

最后，介绍了现在反对集体土地用益物权抵押的种种理由，包括土地保障论、行政成本论等，并对这些理由进行了分析和批驳。

the contracted management of rural land mortgage has always been controversial in the theoretical and practical circles.

农地承包经营权能否抵押理论界和实务界也一直存在争论。

the purpose of the paper is to study the identification standard, causes and countermeasures of financial risks in land mortgage loans.

研究目的：探讨土地抵押融资风险的识别标准、产生原因和防范措施。

plus, commercial banks should also examine the land mortgage rate and grant credit with an appropriate percentage, avoiding over-credit.

此外，要严格把握土地抵押率，按比例发放贷款，严防过度授信；

by developing land contractual management rights mortgage would break the restriction which the land in rural areas could not be used as collateral, this revolution would give a new way to solve the problems of funds shortage.

开展农村土地经营权抵押贷款，突破了农村土地不能作为抵押物的瓶颈制约，为在农村经济发展过程中资金不足问题的解决提供了有效途径。