Personal pension

Part two Have analyze the difference of styles of investment, has introduced the investment tactics of the indexation, point out according to state at present, personal account pension investment should take the positive investment, pay attention to the investment value of the listed company.

第二部分分析了积极型、消极型投资风格的不同，并介绍了指数化投资策略，最后指出，根据目前状况，个人账户养老金投资主要应该采取积极投资方式，注重上市公司的投资价值。

Personal account pension is the defined contribution plan. The main risk variables include capital fluidity 、 personal remaining life 、 return on investment.

个人账户养老金属于缴费确定型养老金，风险变量主要包括资金流动性要求、个人余寿以及投资收益率，也就是平时所说的流动性风险、个人长寿风险和投资风险。

Extend personal account pension pay service life;

适当延长个人帐户养老金给付年限；

Moreover, without competition system, the personal account and pension investment uniformly managed by the state could be a disadvantage to the yield of Social Security.

而且由政府统一管理职工的个人账户和养老金的投资，没有竞争机制，不利于提高社会保障基金的投资收益率。

to take out a personal/private pension

获得个人 / 私人抚恤金

Independent individual endowment elderly apartment mode as a combination of social service and personal pension is nearly seen in our country at present, it is new.

独立式老年人公寓模式作为个人养老和社会服务的结合体目前在我国推广较少，基本属于新事物。

Views on Personal Account Model of Pension System for Rural Migrant Workers

对农民工养老保险个人账户模式的几点看法

The fundamental causes of the personal account pension system, is the traditional PAYG system facing financial equilibrium problem.

养老金个人账户制度产生的根本原因，是传统的现收现付制度面临着不可持续的财务均衡问题。

The earlier you take out a personal pension the better.

你越早办理养老保险越好。

Male and female retirement age due to differences in the level of personal accounts pension payments, pension income and expenditure of social co-ordination to compare men and women raised the retirement age of reform objectives.

对男女退休年龄差异导致的个人帐户养老金给付水平不同进行比较，提出男女同龄退休的改革目标。

The ONS found that increasing property or personal pension wealth did not result in a measurable increase in wellbeing.

英国国家统计局发现，房地产或个人养老金财富的增加不会带来幸福感的显著上升。

Were revitalized the property value, into residents of old people to expand the personal pension source, the current endowment crisis would ease and individuals, families and society would receive positive effects as well.

如果能把居民的房产价值盘活，将之应用到居民年老时，增加个人的养老金来源，那么将会对当前的养老危机具有缓解作用，对个人、家庭和社会带来巨大正效用。

Were it not for the tax relief they receive, contributors to personal pension plans would have been better off keeping their money under their mattresses.

如果不是有税收减免，与其将钱放到养老金计划里，还不如藏到床垫下面。

The Problems and Countermeasures of Filling up and Cutting down Personal Account of Pension Insurance

做实做小养老金个人账户改革的问题与对策

Under the current basic pension insurance system of the social pool combined with personal accounts, we should set up and optimize the investment management system of personal pension accounts, and realize the goal of preserving and increasing value of the pension fund in China through effective investment.

我国在现行的社会统筹和个人账户相结合的基本养老保险制度下，应该建立完善的个人账户养老基金投资管理模式，通过有效的投资运营来实现我国养老保险基金的保值增值。

The difference in pension attitude determines the choice between government pension and personal pension.

养老态度上的差别则对个人养老与政府养老的选择产生影响。

The Actuarial Analysis of Urban Workers' Personal Pension Accounts in Shanghai

上海市城镇职工个人账户养老金精算研究

Our country current social security policy and legal retirement age make the profit and loss of personal pension very difference, and pauperize the retired senility.

我国现行的社会保障政策与法定退休年龄使得个人养老金收支盈亏及领取水平有很大的差异，并导致高龄退休人员相对贫困化。

What is SAFE INREST QUOTA OBTAIN LTD's personal pension investment?

什么是安全INREST配额记录费有限公司的个人养老金投资？

We will continue to improve the basic old-age pension system for enterprise employees and proceed with the expansion of trials to fully fund personal old-age pension accounts.

继续完善企业职工基本养老保险制度，推进做实个人账户扩大试点工作。

The personal pension accounts should take centralized fund management.

建议上海个人账户资金目前采取集中管理模式。

The Actuarial Models of Asset-Liability for Personal Account on Enterprise Pension Funds

企业养老保险的个人帐户资产-负债的精算模型

Tata Consultancy, for example, won the contract to administer the UK's new personal pension accounts, worth maybe £ 600m, when other bidders could not make the numbers stack up.

举例来说，塔塔咨询赢得了管理英国新个人养老金账户的合同（价值可能为6亿英镑），但其它投标方认为该合同毫无利润可言。

Under the pressure of finance and aging population, many countries reform their old endowment insurance system. The new system is composed of three parts: social primary pension, enterprise annuity and personal saving pension.

在财政困难和人口老龄化的压力下，许多国家建立了三支柱的养老保险制度，即以基本养老保险、企业年金和个人储蓄性养老保险为支柱的保险制度。

An Analysis on the Divisor of Personal Retirement Pension Accounts System

对个人养老金账户中除数取值的分析

A significant, as yet untapped, market might be found in syndicated or pooled funds, possibly capable of inclusion in a self-invested personal pension.

一个有重要意义但尚未开发的市场在于联营或集合基金，并可能包括自我投资的个人养老金。

Vested right of enterprise annuity refers to the ratio that enterprise's contribution to employee personal pension accounts credited to individual accounts in labor contract period.

企业年金中的既得受益权是指劳动合同期内，企业向员工个人年金账户供款记入个人账户的比例。

Personal pension insurance accountant fund is the important parts of the pension insurance system in China.

养老保险个人账户是我国社会基本养老保险制度的主要组成部分。

In simulation of personal pension accounts the concept of a standard person was introduced. The replacement rate of the personal account of an average person was also simulated assuming the real return of 4% and 6%.

在个人账户模拟时提出了标准人的概念，计算了收益率分别为4%和6%时的个人账户养老金替代率。