it is the common practice that insurers adopt the rateable method to embody the fair principle of all the parties concerned when overlapping insurance occurred in general property policies.
在财产保险实务中如果出现重复保险,保险人通常采用比例分摊的方式来体现保险合同各方的公平原则。
On constructing the overlapping insurance system for credit insurance
论信用保险项下重复保险制度的构建
Then we set up an overlapping generation model that has introduce postponing retirement policy, integrate the individual, business and government behavior to determine the optimal retirement age and insurance replacement rate that maximize the social welfare.
接下来建立了一个允许个人选择延迟退休的跨期叠代模型,在社会福利最大化下综合个人、企业以及政府的行为,确定最优延迟退休率以及最优的社会统筹养老保险替代率。
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