边距示例;
Firstly, the results of full sample confirm that the determinant factors of net interest margin include average operating costs, credit risk, opportunity costs of reserve assets, business diversification and statutory deposit reserve rate.
首先对全样本数据进行实证分析,结果表明影响我国银行净息差的主要因素是平均运营成本,信用风险,储备资产的机会成本,业务多元化程度和法定存款准备金率。
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