personal loan

Currently the personal loan is mainly put into house mortgage loans. However the decrease of spread and disordered competition leads nearly zero profit from such business.

尤其是当前各商业银行的个人贷款均主要投向房屋按揭贷款，而存贷利差的缩小，加上各商业银行无序的竞争，导致该业务基本无利可图。

A company can no longer give a personal loan to any CEO or executive officer.

一家公司可以不再给个人贷款，以任何的CEO或行政主任。

Pointed out the personal loan flow restoration is the realization take the customer as a center, promotes the personal loan service overall efficiency, decreases the personal loan service risk the personal loan flow.

指出个人贷款流程再造是实现以客户为中心，提升个人贷款业务整体效率，降低个人贷款业务风险的个人贷款流程。

Then it completes the case researches below with data mining technologies: ( 1) With decision-tree algorithm, it creates a model which classifies the credit degrees of personal loan customers.

具体地，完成了如下实例研究：①利用判定树算法对信用度好的个人信贷客户进行归纳分类模型的建立。

Study on Business Process Improvement of Zhengzhou Personal Loan Center, Henan Branch of China Construction Bank

建行河南省分行郑州个人贷款中心业务流程优化研究

My bank wants to call in my personal loan.

银行要我把私人贷款立即还清。

On the other side, the personal loan business has also become the greatest potential business in commercial banks with the change of Chinese consumers shopping habits.

而个人贷款业务随着中国消费者消费习惯的改变也已成为商业银行未来最有潜力的业务，亟待通过识别不同细分市场，挖掘潜在客户来进行系统的客户价值管理。

Consequently, in this thesis, the research of personal loan center case will enlighten the national joint-stock bank reform in progress.

因此，本文对个贷中心案例的研究，应该对国有股份制银行正在进行的变革有一定的启示意义。

With the continuous expansion of business scale, the number of non-performing loans is also concomitantly increase; and the line current staffing of China Construction Bank Hunan Branch could not meet the working need of the personal loan collection.

随着业务规模的不断扩大，不良个贷也随之产生、增加；而该行现有的人员配备情况无法满足不良个贷催收工作的需要。

Also in debt with lots of personal loan.

还欠下很多私人贷款。

You can draft a simple personal loan agreement without hiring an attorney, Prakash says.

普拉卡什认为，个人借款可以不用请律师，只需起草一份简单的借款协议即可。

In this paper, we use the personal loan data from a commercial bank of prefecture-level city in Shandong Province to make an empirical study.

本文针对山东省某地级市商业银行的个人贷款数据进行了实证研究。

Online pay, credit card and personal loan make customers enjoy the fast and convenient modern life.

网上支付、信用卡、个人贷款让客户体会现代生活的方便快捷。

You can draft a simple personal loan agreement without hiring an attorney.

不用雇律师，你自己就可以写一份简单的个人贷款协议。

This step is similar to what happens to an individual seeking to obtain a personal loan from a financial institution.

这一步与个人从金融机构贷款时的情况类似。

The commercial banks in cities ought to open a new operation of personal loan service.

城市商业银行应当开创个人贷款这一新的业务领域。

I made a personal loan to the company of sixty-five thousand dollars to stave off the bank for one week

为了拖延一周的银行还款时间，我个人给公司贷款65000美元

Afterwards, has carried on the analysis to the Gansu construction bank personal loan service flow restoration system support.

之后，对甘肃建行个人贷款业务流程再造的制度支持进行了分析。

CCB Shaanxi branch to establish personal loan business in the same industry advantage, the establishment of the Shaanxi branch personal loans center as the city of Xi' an personal loan business background centralized processing mechanism.

建行陕西省分行为确立个人贷款业务在同业中的优势，成立了陕西省分行个人贷款中心作为西安市个人贷款业务的中后台集中处理机构。

Through analyzing the limitation of portfolio risk policy making mechanism of restricting personal loan quota in theory and actual operation it advances analyzing marginal risk of newly increased loan combining the former research conclusion.

分析了我国通过限制单个借款人最大借款限额来进行组合风险决策在理论和实际操作上的缺陷，结合我国前人研究成果提出建立分析新增贷款的边际风险来进行中小企业贷款组合风险决策。

In most cases, the loan will be an unsecured ordinary bank loan, or personal loan as it is usually called.

在多数情况下，贷款银行将抵押贷款一般，还是像一般所谓的个人贷款。

I suggest you apply our Personal Loan scheme which offers you a high credit amount.

我建议您申请我们的“私人贷款”计划，这项贷款享受的额度较高。

But there are many problems in the risk control and prevention aspects, which need to be strengthened, especially in personal loan business.

但是在风险控制与防范方面还存在很多问题，亟待加强，特别是在个人信贷方面。

Commercial housing lean is one of the major personal loan species of commercial banks, most of which think highly of the developement of this business.

商业性住房按揭贷款是商业银行个人信贷业务的主要品种之一，各家商业银行都十分重视此项业务的拓展。

Fine. Would you fill in a personal Loan Application Form?

好, 请填一下个人贷款申请表.

The banking system employs a variety of techniques to evaluate personal loan applications.

银行系统使用许多方法去对个人贷款申请进行评估。

In the empirical analysis of Support Vector Machine, we can see that this model has a very high prediction accuracy in the individual credit default prediction. In the total 11351 personal loan samples, it achieves 100% prediction accuracy.

在支持向量机的实证分析中，可以看出该模型在个人信贷违约判别中具有非常高的预测精度，在本文的11351个贷款样本中，实现了100%的预测准确率。

The personal loan is like a raging fire to development rapidly and thus promotes the economy in Yanbian area.

其中个人贷款业务也随之如火如荼的得以快速发展，促进了延边州经济的不断发展。

Our Personal Loan Service received much praise from customers when it was brought in last year.

我们的个人贷款业务自去年推出以来，深受客户好评。

A Design and Implement of Personal Loan Accounting System

个人贷款核算系统设计及实现