retail deposits

One is to require all banks that wish to take retail deposits in another member state to establish separately capitalised subsidiaries, which would be supervised by the host country.

一种是要求所有有意在其它成员国吸纳零售存款的银行，成立资本独立的子公司，由东道国进行监管。

Landsbanki was not supervised by the financial services authority, yet could take deposits from UK retail customers.

冰岛银行landsbanki并不受英国金融服务管理局（financial services authority）监督，却可以吸纳英国零售客户存款。

They could also argue that retail deposits can be as flighty as the wholesale markets: just ask Northern Rock and IndyMac, both of which suffered rapid withdrawals.

他们也能说小规模存款与大规模市场一样的不稳定。正如北岩银行与因迪美一样遭遇了挤兑。

Retail investors have close to $ 13, 000 bn sitting in money market funds and bank deposits.

散户投资者在货币市场基金和银行存款中拥有近13万亿美元资金.

But the good news about non-banks is that they are not plagued with the maturity mismatches of real banks; they do not take retail deposits but attract long-term funding instead.

不过，有关非银行金融机构的好消息是，他们不受银行存贷期限不匹配问题的困扰：他们不吸纳散户存款，而只吸引长期资金。

In the short term, the banks themselves will be very glad of a flood of retail deposits: that will leave them less dependent on jittery wholesale markets.

短期看，银行自身会为大笔的个人存款大量流入而不亦乐乎：这将降低他们对批发融资的依赖性。

The squeeze has spread to retail banks: Greek bank alpha lost 5 per cent of its deposits in the third quarter.

紧缩已扩散到了零售银行：希腊阿尔法银行（alpha）第三季度存款总额减少了5%。

From banks' standpoint, the new online products could lead to an outflux of retail deposits and decreased fund sales.

从银行的角度来说，这些新型在线产品可能造成个人存款外流以及基金销售额下降等情况。