risk loans

Personal fixed deposit pledged loans risk and precautions probing

个人定期存单质押贷款风险与防范探究

This chapter in the second stage of the SFA model introduced risk factors index-bad loans and capital adequacy ratio, and the risk of commercial bank after adjusting the efficiency measure value.

本章在第二阶段SFA模型中引入风险因素指标-不良贷款率与资本充足率，并对风险调整后的商业银行效率值进行测度。

This episode introduces the public loans and the loan prepayment risk. Reviews about the research condition of prepayment models and credit risk models.

具体包括对公贷款介绍、对公贷款提前还贷风险的定义、对公提前还款模型评述、信用风险模型的基本类别与研究状况。

The credit auto loan is the one of main credit loans in china, but it is along with high credit risk in recent years.

汽车信贷已成为我国消费信贷业务中最重要的业务种类之一，但近年来其信用风险一直很高。

China has carried out the housing mortgage business since 1997. with the rapid development of real estate economy, the volume of individual housing loans is also rising the risk appears gradually along with the individual housing loans business start-up time for the total loans increased.

我国自1997年开展住房贷款业务以来，随着房地产经济的飞速发展，个人住房贷款的业务量也一路攀升。伴随个人住房贷款业务开办时间的延伸，贷款总量的加大，其风险逐渐显现。

Since it helps the bank control the risk, the bank should charge less service fee compared to the stock loans without the automatic termination clause.

因为自动终止条款有利于银行控制风险，与普通的股票抵押贷款相比较，银行将收取相对较少的服务费用。

Valuing Credit Risk in Residential Mortgage Loans On the Reasonable Residential Mortgage Loan Interest Rate in China

住房贷款违约风险定量分析初探我国个人住房贷款利率合理水平探讨

In this way, sub-prime mortgage loans repayment risk with potential into reality.

这样, 次级按揭贷款的还款风险就由潜在变成现实.

Sales of corporate bonds and leveraged ( high-risk ) loans are breaking records.

公司债券的销售和杠杆融资 ( 风险 ) 正破记录.

The fifth chapter is major in giving some proposal by personal credit systems, housing provident fund, mortgage-backed securities to improve our commercial bank loans for individual housing credit risk management standards.

第五章主要通过个人信用制度，住房公积金，住房贷款证券化等方面提高我国商业银行个人住房贷款信用风险管理水平建议。