贷

Most asset-backed securities are secured by income generated from mortgages, credit card loans and auto loans.

大多数资产担保证券，都是通过抵押贷款、信用卡贷款和汽车贷款产生的收入获利的。

Credit customer is the main contributor for the profit of commercial bank. Especially the customers in real estate industry, they play an even important role among commercial bank credit customers.

信贷客户是商业银行利润的主要贡献者，尤其是房地产信贷客户在商业银行信贷客户中占有很重要的地位。

Banks and thrifts make three types of loans: commercial industrial loans, consumer loans, and mortgage loans.

银行和储蓄机构主要提供三种类型的贷款: 工商贷款, 消费贷款和按揭贷款.

Even a small wobble will hurt its banks, which have roughly $120 billion in outstanding property loans.

哪怕稍有波动也会殃及其银行，各银行有大约1,200亿美元未偿房贷。

If homeowners can't keep up the payments, they face foreclosure.

业主如果未能按时交房贷，就会面临丧失抵押品赎回权的危险。

Why did the bank not conduct its own audit before lending still more?

银行为什么不在贷出更多钱之前先审计自己的账目呢？

Most closed-end loans are called installment loans because they must be repaid in equal monthly installments.

大部分封闭型贷款又被称为分期还款贷款,该类型贷款每月偿还的金额必须相等.

Pointed out the personal loan flow restoration is the realization take the customer as a center, promotes the personal loan service overall efficiency, decreases the personal loan service risk the personal loan flow.

指出个人贷款流程再造是实现以客户为中心，提升个人贷款业务整体效率，降低个人贷款业务风险的个人贷款流程。

The money mechanism began to work stiffly and inaccurately.

贷币机构开始周转不灵和不准确了.

For housing mortgage loan, the bank can lower the proportion to increase the competition of the loan in the market; For auto loan, the bank should ask more higher proportion of first payment to decrease the default rate, and control the risk of auto loan.

对于住房抵押贷款，银行可以适当降低首付款，来提高本银行住房抵押贷款在市场的竞争力，对于汽车消费贷款，可以通过采取提高汽车贷款首付款的措施，来降低违约率，控制抵押贷款风险。

The length of maturity tends to medium and long term loan. But the increasing speed is slower than short term loan in recent years.

银行贷款期限倾向于中长期贷款，但目前短期贷款的增速高于中长期贷款。

In most cases, the loan will be an unsecured ordinary bank loan, or personal loan as it is usually called.

在多数情况下，贷款银行将抵押贷款一般，还是像一般所谓的个人贷款。

I think that in three areas constraining housing accumulation fund loans of personal development: First, loan pre-conditions, and the other is personal housing mortgage loan demand, and the third is personal housing mortgage loan supply side.

本人认为在三个方面制约着住房公积金个人贷款的发展：一是贷款前置条件方面，二是个人住房抵押贷款需求方面，三是个人住房抵押贷款供给方。

The bank granted a large loan to the company.

银行贷给这家公司大量款项.

To offer enterprise loan, second-hand house loan, Suzhou loan, supply loan and financing services.

提供企业贷款、二手房贷款、苏州贷款、供应贷款、融资服务。

Domestic residents will hold a larger stock of cash.

本国居民将持有较大量的贷币.

The sta-tement of total debits and credits is known as a balance.

总借记和总贷记的结算即账户余额。

The total of debits must balance the total of credits.

借记总额必须与贷记总额相平衡。

Recently, reports on lending pressure test from major commercial banks show that house prices had fell 30%, but commercial banks are still able to calmly deal with rising bad loans.

然而，作为发放住房抵押贷款的主要金融机构一商业银行却认为贷款的风险可以控制，近期推出的各大商业银行贷款压力测试报告显示，房价下跌30%，商业银行仍然能从容应对上升的不良贷款率。

China has carried out the housing mortgage business since 1997. with the rapid development of real estate economy, the volume of individual housing loans is also rising the risk appears gradually along with the individual housing loans business start-up time for the total loans increased.

我国自1997年开展住房贷款业务以来，随着房地产经济的飞速发展，个人住房贷款的业务量也一路攀升。伴随个人住房贷款业务开办时间的延伸，贷款总量的加大，其风险逐渐显现。

The bank scrambles all that money together, jumbles it all up and lends it out to hundreds and thousands of borrowers.

银行匆忙地把所有的钱都杂乱地集中在一起，然后贷给成千上万的借款者。

Some people neither borrow nor lend.

有些人既不借也不贷.

They need a loan because they are shy of funds now.

他们手头资金短缺,正需告贷.

The bank credited 50,000 dollars to us.

那家银行贷了五万元给我们.

Building society repossessions have frightened buyers off.

建屋互助协会收回未偿清房贷的住房，这吓退了很多买家。

I actually don't want to be a middle-of-the-road person, married with a mortgage.

我其实不想做个平庸之辈，结个婚，背上房贷。

In credit risk models, the credit rating model and credit rate migration matrix are the basis of credit risk measurement; default and mark-to-market models are the major means; while credit derivatives models directly serve credit risk management.

信贷风险模型中，信用评级模型及信用等级转移矩阵是信贷风险度量的基础，违约和盯市等模型是信贷风险度量的主要方法，信用衍生工具等模型则直接为信贷风险管理经营服务。

Midland decided to change the way it credited payments to accounts.

米兰银行决定改变付款贷记的方式。

I.The term "foreign loans" in this regulation refers to the loans granted by foreign governments ( including mixed loans) and those granted by international financial organizations.

本规定所称国外贷款是指：外国政府贷款（含混合贷款）、国际金融组织贷款。

For example, a bank loan approval process might require an experienced loan specialist to evaluate borderline loan applications.

例如，银行贷款批准流程可能需要资深贷款专家对可疑贷款申请进行评估。